Side-by-side · Q2 2026 data
Inner Lakes Federal Credit Union vs Alternatives Federal Credit Union
Metric by metric
| Measure | Inner Lakes Federal Credit Union | Alternatives Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 29 |
| Capital cushion | 48 (stronger) | 38 |
| Loan quality | 81 (stronger) | 0 |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 96 (stronger) | 36 |
| Peer percentile | 51st | 0th |
| Total assets | $165.9M | $161.4M |
| Deposits / shares | $155.5M | $144.5M |
| Capital ratio | 9.84% (stronger) | 8.83% |
| Problem loans | 0.57% (stronger) | 4.71% |
| Net charge-offs | 0.56% (stronger) | 2.16% |
| Return on assets | 0.89% (stronger) | -1.01% |
| Loans ÷ deposits | 33.9% (stronger) | 67.4% |
| Uninsured deposits | 2.0% (stronger) | 8.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.9% |
Inner Lakes Federal Credit Union has the higher TellerScore (70 vs 29). On the 7 directional measures above (where higher or lower is clearly better), Inner Lakes Federal Credit Union leads on 7 and Alternatives Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.