Side-by-side · Q2 2026 data
Inner Lakes Federal Credit Union vs Suny Fredonia Federal Credit Union
Credit union
Suny Fredonia Federal Credit Union
Fredonia, New York · Under $100 million in assets
Metric by metric
| Measure | Inner Lakes Federal Credit Union | Suny Fredonia Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 95 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 81 (stronger) | 79 |
| Earnings | 56 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 51st | 96th |
| Total assets | $165.9M | $48.3M |
| Deposits / shares | $155.5M | $39.1M |
| Capital ratio | 9.84% | 18.74% (stronger) |
| Problem loans | 0.57% (stronger) | 0.63% |
| Net charge-offs | 0.56% | 0.37% (stronger) |
| Return on assets | 0.89% | 2.64% (stronger) |
| Loans ÷ deposits | 33.9% (stronger) | 40.8% |
| Uninsured deposits | 2.0% (stronger) | 2.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Suny Fredonia Federal Credit Union has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Inner Lakes Federal Credit Union leads on 3 and Suny Fredonia Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fredonia, NY