Side-by-side · Q2 2026 data
INSOUTH Bank vs The Lauderdale County Bank
Metric by metric
| Measure | INSOUTH Bank | The Lauderdale County Bank |
|---|---|---|
| TellerScore | 42 | 67 (stronger) |
| Capital cushion | 35 | 65 (stronger) |
| Loan quality | 24 | 50 (stronger) |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 59 | 98 (stronger) |
| Problem-loan coverage | 57 | 87 (stronger) |
| Peer percentile | 3rd | 30th |
| Total assets | $591.9M | $67.5M |
| Deposits / shares | $502.8M | $59.9M |
| Capital ratio | 8.48% | 11.54% (stronger) |
| Problem loans | 2.29% | 1.50% (stronger) |
| Net charge-offs | 0.15% | -0.01% (stronger) |
| Return on assets | 0.84% | 0.89% (stronger) |
| Loans ÷ deposits | 90.3% | 50.9% (stronger) |
| Uninsured deposits | 24.5% | 16.7% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Lauderdale County Bank has the higher TellerScore (67 vs 42). On the 7 directional measures above (where higher or lower is clearly better), INSOUTH Bank leads on 0 and The Lauderdale County Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.