Side-by-side · Q2 2026 data
Inspire Federal Credit Union vs Lebanon Federal Credit Union
Metric by metric
| Measure | Inspire Federal Credit Union | Lebanon Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 70 (stronger) |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 69 | 80 (stronger) |
| Earnings | 41 | 75 (stronger) |
| Funding & liquidity | 56 | 74 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 19th | 51st |
| Total assets | $392.1M | $539.7M |
| Deposits / shares | $277.8M | $492.2M |
| Capital ratio | 10.52% (stronger) | 9.87% |
| Problem loans | 0.93% | 0.61% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.49% |
| Return on assets | 0.54% | 1.37% (stronger) |
| Loans ÷ deposits | 104.1% | 86.7% (stronger) |
| Uninsured deposits | 12.4% | 6.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | 12.0% |
Lebanon Federal Credit Union has the higher TellerScore (70 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Inspire Federal Credit Union leads on 2 and Lebanon Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.