Side-by-side · Q2 2026 data
Inspire Federal Credit Union vs Net Federal Credit Union
Metric by metric
| Measure | Inspire Federal Credit Union | Net Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 69 (stronger) | 64 |
| Earnings | 41 (stronger) | 34 |
| Funding & liquidity | 56 | 96 (stronger) |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 19th | 26th |
| Total assets | $392.1M | $354.0M |
| Deposits / shares | $277.8M | $324.3M |
| Capital ratio | 10.52% (stronger) | 10.23% |
| Problem loans | 0.93% (stronger) | 1.09% |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 0.54% (stronger) | 0.36% |
| Loans ÷ deposits | 104.1% | 64.4% (stronger) |
| Uninsured deposits | 12.4% | 7.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | — |
Net Federal Credit Union has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Inspire Federal Credit Union leads on 4 and Net Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.