Side-by-side · Q2 2026 data
Integrity Bank vs Johnson State Bank
Metric by metric
| Measure | Integrity Bank | Johnson State Bank |
|---|---|---|
| TellerScore | 80 | 85 (stronger) |
| Capital cushion | 53 | 97 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 74 (stronger) | 57 |
| Funding & liquidity | 98 (stronger) | 86 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 66th | 78th |
| Total assets | $99.7M | $96.6M |
| Deposits / shares | $89.2M | $80.7M |
| Capital ratio | 10.33% | 14.72% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | -0.08% | -0.21% (stronger) |
| Return on assets | 1.35% (stronger) | 0.93% |
| Loans ÷ deposits | 36.3% (stronger) | 42.6% |
| Uninsured deposits | 16.6% (stronger) | 27.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson State Bank has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Integrity Bank leads on 4 and Johnson State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.