Side-by-side · Q2 2026 data
Interaudi Bank vs Habib American Bank
Metric by metric
| Measure | Interaudi Bank | Habib American Bank |
|---|---|---|
| TellerScore | 47 | 61 (stronger) |
| Capital cushion | 50 (stronger) | 35 |
| Loan quality | 21 | 76 (stronger) |
| Earnings | 69 (stronger) | 60 |
| Funding & liquidity | 44 | 70 (stronger) |
| Problem-loan coverage | 68 | 90 (stronger) |
| Peer percentile | 5th | 24th |
| Total assets | $2.7B | $2.8B |
| Deposits / shares | $2.3B | $2.4B |
| Capital ratio | 10.02% (stronger) | 8.49% |
| Problem loans | 2.36% | 0.73% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 0.99% |
| Loans ÷ deposits | 69.6% (stronger) | 78.1% |
| Uninsured deposits | 57.1% | 25.7% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Habib American Bank has the higher TellerScore (61 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Interaudi Bank leads on 3 and Habib American Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.