Side-by-side · Q2 2026 data
Interfaith Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Interfaith Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 69 (stronger) | 50 |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 47 | 56 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 71st | 44th |
| Total assets | $134.8M | $29.3M |
| Deposits / shares | $118.3M | $26.2M |
| Capital ratio | 11.87% (stronger) | 10.00% |
| Problem loans | 0.34% (stronger) | 0.50% |
| Net charge-offs | 0.40% | 0.00% (stronger) |
| Return on assets | 0.67% | 0.90% (stronger) |
| Loans ÷ deposits | 61.1% | 28.4% (stronger) |
| Uninsured deposits | 7.0% (stronger) | 13.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Interfaith Federal Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Interfaith Federal Credit Union leads on 4 and Rushmore Electric Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.