Side-by-side · Q2 2026 data
Interfaith Federal Credit Union vs Sea Air Federal Credit Union
Metric by metric
| Measure | Interfaith Federal Credit Union | Sea Air Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 89 (stronger) | 38 |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 71st | 31st |
| Total assets | $134.8M | $118.8M |
| Deposits / shares | $118.3M | $90.8M |
| Capital ratio | 11.87% | 23.39% (stronger) |
| Problem loans | 0.34% (stronger) | 1.87% |
| Net charge-offs | 0.40% (stronger) | 0.48% |
| Return on assets | 0.67% (stronger) | -0.69% |
| Loans ÷ deposits | 61.1% | 49.6% (stronger) |
| Uninsured deposits | 7.0% | 5.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Interfaith Federal Credit Union has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Interfaith Federal Credit Union leads on 4 and Sea Air Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.