Side-by-side · Q2 2026 data
Interfaith Federal Credit Union vs United Local Credit Union
Metric by metric
| Measure | Interfaith Federal Credit Union | United Local Credit Union |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 89 | 93 (stronger) |
| Earnings | 47 (stronger) | 18 |
| Funding & liquidity | 99 (stronger) | 80 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 71st | 76th |
| Total assets | $134.8M | $119.3M |
| Deposits / shares | $118.3M | $94.6M |
| Capital ratio | 11.87% | 20.14% (stronger) |
| Problem loans | 0.34% | 0.20% (stronger) |
| Net charge-offs | 0.40% (stronger) | 0.58% |
| Return on assets | 0.67% (stronger) | -0.05% |
| Loans ÷ deposits | 61.1% (stronger) | 80.7% |
| Uninsured deposits | 7.0% (stronger) | 9.8% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.7% |
United Local Credit Union has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Interfaith Federal Credit Union leads on 4 and United Local Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.