Side-by-side · Q2 2026 data
Internal Revenue Employees Federal Credit Union vs Lithium Federal Credit Union
Credit union
Internal Revenue Employees Federal Credit Union
Greensboro, North Carolina · Under $100 million in assets
Credit union
Lithium Federal Credit Union
Bessemer City, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Internal Revenue Employees Federal Credit Union | Lithium Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 75 (stronger) | 17 |
| Earnings | 30 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 65th | 12th |
| Total assets | $12.2M | $16.2M |
| Deposits / shares | $8.6M | $13.9M |
| Capital ratio | 29.40% (stronger) | 13.76% |
| Problem loans | 0.75% (stronger) | 2.48% |
| Net charge-offs | 0.00% (stronger) | 0.57% |
| Return on assets | 0.25% (stronger) | 0.16% |
| Loans ÷ deposits | 29.4% (stronger) | 91.9% |
| Uninsured deposits | 2.2% (stronger) | 4.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Internal Revenue Employees Federal Credit Union has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Internal Revenue Employees Federal Credit Union leads on 7 and Lithium Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.