Side-by-side · Q2 2026 data
International Bank of Commerce vs Amistad Bank
Metric by metric
| Measure | International Bank of Commerce | Amistad Bank |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 26 | 100 (stronger) |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 25 | 78 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 69th | 81st |
| Total assets | $10.2B | $57.0M |
| Deposits / shares | $6.6B | $45.7M |
| Capital ratio | 19.02% (stronger) | 15.29% |
| Problem loans | 2.21% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 2.82% (stronger) | 0.61% |
| Loans ÷ deposits | 107.3% | 80.7% (stronger) |
| Uninsured deposits | 40.2% | 16.3% (stronger) |
| Offices | 72 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Amistad Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 2 and Amistad Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.