Side-by-side · Q2 2026 data
International Bank of Commerce vs Falcon International Bank
Metric by metric
| Measure | International Bank of Commerce | Falcon International Bank |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 26 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 25 | 60 (stronger) |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 69th | 97th |
| Total assets | $10.2B | $2.2B |
| Deposits / shares | $6.6B | $2.0B |
| Capital ratio | 19.02% (stronger) | 13.44% |
| Problem loans | 2.21% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 2.82% (stronger) | 1.53% |
| Loans ÷ deposits | 107.3% | 73.7% (stronger) |
| Uninsured deposits | 40.2% | 39.4% (stronger) |
| Offices | 72 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 2 and Falcon International Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Laredo, TX
- San Antonio, TX
- Eagle Pass, TX
- Del Rio, TX
- Helotes, TX