Side-by-side · Q2 2026 data
International Bank of Commerce vs Oklahoma Federal Credit Union
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | International Bank of Commerce | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 88 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 78 | 92 (stronger) |
| Earnings | 75 | 87 (stronger) |
| Funding & liquidity | 90 (stronger) | 74 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 98th | 96th |
| Total assets | $1.6B | $198.9M |
| Deposits / shares | $1.2B | $159.2M |
| Capital ratio | 15.53% | 20.23% (stronger) |
| Problem loans | 0.66% | 0.24% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.63% |
| Return on assets | 1.37% | 1.66% (stronger) |
| Loans ÷ deposits | 54.8% (stronger) | 78.8% |
| Uninsured deposits | 24.2% | 21.4% (stronger) |
| Offices | 41 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 88). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 2 and Oklahoma Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.