Side-by-side · Q2 2026 data
International Bank of Commerce vs Resource One Credit Union
Metric by metric
| Measure | International Bank of Commerce | Resource One Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 78 (stronger) | 22 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 96 (stronger) | 65 |
| Peer percentile | 98th | 21st |
| Total assets | $1.6B | $555.2M |
| Deposits / shares | $1.2B | $495.2M |
| Capital ratio | 15.53% (stronger) | 10.43% |
| Problem loans | 0.66% (stronger) | 2.33% |
| Net charge-offs | 0.25% (stronger) | 1.14% |
| Return on assets | 1.37% | 3.26% (stronger) |
| Loans ÷ deposits | 54.8% (stronger) | 83.3% |
| Uninsured deposits | 24.2% | 5.8% (stronger) |
| Offices | 41 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 66.7% |
International Bank of Commerce has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), International Bank of Commerce leads on 5 and Resource One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.