Side-by-side · Q2 2026 data
International Finance Bank vs Bank of Central Florida
Metric by metric
| Measure | International Finance Bank | Bank of Central Florida |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 33 | 37 (stronger) |
| Loan quality | 90 | 93 (stronger) |
| Earnings | 68 | 73 (stronger) |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 40th | 53rd |
| Total assets | $1.6B | $1.2B |
| Deposits / shares | $1.5B | $1.1B |
| Capital ratio | 8.31% | 8.75% (stronger) |
| Problem loans | 0.30% | 0.21% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.20% | 1.32% (stronger) |
| Loans ÷ deposits | 90.4% | 73.3% (stronger) |
| Uninsured deposits | 15.3% (stronger) | 30.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 5.3% |
Bank of Central Florida has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), International Finance Bank leads on 1 and Bank of Central Florida on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.