Side-by-side · Q2 2026 data
Internationalites Federal Credit Union vs Four Corners Federal Credit Union
Credit union
Internationalites Federal Credit Union
Carlsbad, New Mexico · Under $100 million in assets
Credit union
Four Corners Federal Credit Union
Kirtland, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Internationalites Federal Credit Union | Four Corners Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 4 (stronger) | 0 |
| Funding & liquidity | 73 (stronger) | 70 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 52nd | 52nd |
| Total assets | $11.7M | $14.8M |
| Deposits / shares | $9.7M | $11.7M |
| Capital ratio | 17.21% | 20.89% (stronger) |
| Problem loans | 0.20% | 0.08% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | -0.40% (stronger) | -0.68% |
| Loans ÷ deposits | 87.7% (stronger) | 90.7% |
| Uninsured deposits | 0.0% (stronger) | 2.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Internationalites Federal Credit Union leads on 4 and Four Corners Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.