Side-by-side · Q2 2026 data
Intracoastal Bank vs Space Coast Credit Union
Metric by metric
| Measure | Intracoastal Bank | Space Coast Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 48 | 64 (stronger) |
| Loan quality | 99 (stronger) | 73 |
| Earnings | 76 (stronger) | 51 |
| Funding & liquidity | 59 | 63 (stronger) |
| Problem-loan coverage | 99 (stronger) | 87 |
| Peer percentile | 53rd | 44th |
| Total assets | $573.2M | $9.2B |
| Deposits / shares | $518.6M | $7.8B |
| Capital ratio | 9.77% | 11.41% (stronger) |
| Problem loans | 0.04% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.77% |
| Return on assets | 1.39% (stronger) | 0.79% |
| Loans ÷ deposits | 77.8% (stronger) | 97.1% |
| Uninsured deposits | 35.6% | 6.9% (stronger) |
| Offices | 2 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.2% |
Intracoastal Bank has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Intracoastal Bank leads on 5 and Space Coast Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.