Side-by-side · Q2 2026 data
Investment Savings Bank vs Arc Federal Credit Union
Metric by metric
| Measure | Investment Savings Bank | Arc Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 83 |
| Loan quality | 96 (stronger) | 56 |
| Earnings | 36 | 81 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 90th | 76th |
| Total assets | $105.2M | $154.0M |
| Deposits / shares | $75.5M | $133.1M |
| Capital ratio | 21.72% (stronger) | 13.27% |
| Problem loans | 0.13% (stronger) | 1.32% |
| Net charge-offs | 0.05% (stronger) | 0.38% |
| Return on assets | 0.41% | 1.54% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 59.5% |
| Uninsured deposits | 4.4% | 3.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.6% | 8.5% |
Investment Savings Bank has the higher TellerScore (86 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Investment Savings Bank leads on 5 and Arc Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.