Side-by-side · Q2 2026 data
Ion Bank vs Bankwell Bank
Metric by metric
| Measure | Ion Bank | Bankwell Bank |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 69 (stronger) | 54 |
| Loan quality | 50 | 82 (stronger) |
| Earnings | 57 | 84 (stronger) |
| Funding & liquidity | 65 (stronger) | 36 |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 27th | 49th |
| Total assets | $2.8B | $3.5B |
| Deposits / shares | $2.3B | $3.0B |
| Capital ratio | 11.91% (stronger) | 10.39% |
| Problem loans | 1.49% | 0.54% (stronger) |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 0.93% | 1.61% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 96.4% |
| Uninsured deposits | 21.7% (stronger) | 39.7% |
| Offices | 32 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | — |
Bankwell Bank has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ion Bank leads on 3 and Bankwell Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.