Side-by-side · Q2 2026 data
Ion Bank vs Thomaston Savings Bank
Metric by metric
| Measure | Ion Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 62 | 68 (stronger) |
| Capital cushion | 69 (stronger) | 57 |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 57 | 63 (stronger) |
| Funding & liquidity | 65 (stronger) | 64 |
| Problem-loan coverage | 80 | 90 (stronger) |
| Peer percentile | 27th | 49th |
| Total assets | $2.8B | $1.9B |
| Deposits / shares | $2.3B | $1.7B |
| Capital ratio | 11.91% (stronger) | 10.68% |
| Problem loans | 1.49% | 0.65% (stronger) |
| Net charge-offs | 0.12% | 0.04% (stronger) |
| Return on assets | 0.93% | 1.07% (stronger) |
| Loans ÷ deposits | 87.3% | 84.0% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 26.3% |
| Offices | 32 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.7% | 15.4% |
Thomaston Savings Bank has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Ion Bank leads on 2 and Thomaston Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Waterbury, CT
- Farmington, CT
- Middlebury, CT
- Unionville, CT
- Watertown, CT