Side-by-side · Q2 2026 data
Iowa Falls State Bank vs First State Bank
Metric by metric
| Measure | Iowa Falls State Bank | First State Bank |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 36 | 74 (stronger) |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 67 | 75 (stronger) |
| Funding & liquidity | 94 (stronger) | 65 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 47th | 80th |
| Total assets | $201.5M | $674.3M |
| Deposits / shares | $162.8M | $572.2M |
| Capital ratio | 8.64% | 12.40% (stronger) |
| Problem loans | 0.25% | 0.12% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.19% | 1.38% (stronger) |
| Loans ÷ deposits | 59.9% (stronger) | 86.5% |
| Uninsured deposits | 20.6% (stronger) | 22.4% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Iowa Falls State Bank leads on 2 and First State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.