Side-by-side · Q2 2026 data
Iowa Heartland Credit Union vs North Iowa Community Credit Union
Metric by metric
| Measure | Iowa Heartland Credit Union | North Iowa Community Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 86 (stronger) | 67 |
| Earnings | 5 | 59 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 57th | 21st |
| Total assets | $30.3M | $127.8M |
| Deposits / shares | $25.0M | $113.4M |
| Capital ratio | 17.04% (stronger) | 9.75% |
| Problem loans | 0.42% (stronger) | 1.00% |
| Net charge-offs | 0.88% | 0.47% (stronger) |
| Return on assets | -0.37% | 0.97% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 99.1% |
| Uninsured deposits | 3.2% (stronger) | 5.7% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa Heartland Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Iowa Heartland Credit Union leads on 5 and North Iowa Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.