Side-by-side · Q2 2026 data
Iowa Heartland Credit Union vs River Community Credit Union
Metric by metric
| Measure | Iowa Heartland Credit Union | River Community Credit Union |
|---|---|---|
| TellerScore | 77 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 5 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 57th | 92nd |
| Total assets | $30.3M | $30.4M |
| Deposits / shares | $25.0M | $25.4M |
| Capital ratio | 17.04% (stronger) | 15.83% |
| Problem loans | 0.42% | 0.06% (stronger) |
| Net charge-offs | 0.88% | 0.19% (stronger) |
| Return on assets | -0.37% | 1.41% (stronger) |
| Loans ÷ deposits | 46.1% (stronger) | 78.7% |
| Uninsured deposits | 3.2% | 3.1% (stronger) |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
River Community Credit Union has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Iowa Heartland Credit Union leads on 2 and River Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.