Side-by-side · Q2 2026 data
Iowa State Bank and Trust Company of Fairfield, Iowa vs American State Bank
Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Iowa State Bank and Trust Company of Fairfield, Iowa | American State Bank |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 30 | 61 (stronger) |
| Loan quality | 97 | 99 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 48 | 64 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 26th | 84th |
| Total assets | $352.1M | $360.8M |
| Deposits / shares | $300.9M | $282.8M |
| Capital ratio | 8.01% | 11.11% (stronger) |
| Problem loans | 0.10% | 0.04% (stronger) |
| Net charge-offs | 0.03% | 0.03% (stronger) |
| Return on assets | 1.24% | 2.18% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 87.1% |
| Uninsured deposits | 40.7% | 23.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
American State Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank and Trust Company of Fairfield, Iowa leads on 1 and American State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.