Side-by-side · Q2 2026 data
Iowa State Bank and Trust Company of Fairfield, Iowa vs Hills Bank and Trust Company
Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Iowa State Bank and Trust Company of Fairfield, Iowa | Hills Bank and Trust Company |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 30 | 84 (stronger) |
| Loan quality | 97 (stronger) | 87 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 48 | 48 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 26th | 95th |
| Total assets | $352.1M | $4.8B |
| Deposits / shares | $300.9M | $3.5B |
| Capital ratio | 8.01% | 13.36% (stronger) |
| Problem loans | 0.10% (stronger) | 0.40% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.24% | 2.08% (stronger) |
| Loans ÷ deposits | 83.3% (stronger) | 102.2% |
| Uninsured deposits | 40.7% | 23.8% (stronger) |
| Offices | 3 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank and Trust Company of Fairfield, Iowa leads on 2 and Hills Bank and Trust Company on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.