Side-by-side · Q2 2026 data
Iowa State Bank vs Bank
Metric by metric
| Measure | Iowa State Bank | Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 65 (stronger) | 37 |
| Loan quality | 39 | 74 (stronger) |
| Earnings | 79 (stronger) | 47 |
| Funding & liquidity | 80 (stronger) | 78 |
| Problem-loan coverage | 74 | 90 (stronger) |
| Peer percentile | 26th | 19th |
| Total assets | $213.3M | $217.4M |
| Deposits / shares | $187.5M | $193.0M |
| Capital ratio | 11.53% (stronger) | 8.68% |
| Problem loans | 1.84% | 0.78% (stronger) |
| Net charge-offs | 0.45% | 0.00% (stronger) |
| Return on assets | 1.47% (stronger) | 0.67% |
| Loans ÷ deposits | 80.4% | 70.0% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 26.2% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
Iowa State Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 4 and Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.