Side-by-side · Q2 2026 data
Iowa State Bank vs Farmers State Bank
Metric by metric
| Measure | Iowa State Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 67 | 94 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 47 | 67 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 86th | 99th |
| Total assets | $1.3B | $1.1B |
| Deposits / shares | $873.0M | $919.5M |
| Capital ratio | 11.72% | 14.37% (stronger) |
| Problem loans | 0.06% (stronger) | 0.21% |
| Net charge-offs | -0.07% (stronger) | -0.00% |
| Return on assets | 1.60% | 2.17% (stronger) |
| Loans ÷ deposits | 102.4% | 93.7% (stronger) |
| Uninsured deposits | 24.4% | 12.7% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.3% |
Farmers State Bank has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 2 and Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.