TellerScore

Side-by-side · Q2 2026 data

Iowa State Bank vs Northwest Bank

Bank

Iowa State Bank

Hull, Iowa · $1 billion – $10 billion

78of 100
Strong

Bank

Northwest Bank

Spencer, Iowa · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureIowa State BankNorthwest Bank
TellerScore78 (stronger)70
Capital cushion67 (stronger)51
Loan quality98 (stronger)92
Earnings84 (stronger)74
Funding & liquidity4751 (stronger)
Problem-loan coverage99 (stronger)96
Peer percentile86th58th
Total assets$1.3B$3.0B
Deposits / shares$873.0M$2.6B
Capital ratio11.72% (stronger)10.12%
Problem loans0.06% (stronger)0.23%
Net charge-offs-0.07% (stronger)0.04%
Return on assets1.60% (stronger)1.35%
Loans ÷ deposits102.4%93.9% (stronger)
Uninsured deposits24.4% (stronger)28.8%
Offices1422
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—6.0%

Iowa State Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 6 and Northwest Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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