Side-by-side · Q2 2026 data
Iowa State Bank vs Security National Bank of South Dakota
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Iowa State Bank | Security National Bank of South Dakota |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 67 | 91 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 84 | 100 (stronger) |
| Funding & liquidity | 47 | 73 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 86th | 98th |
| Total assets | $1.3B | $251.5M |
| Deposits / shares | $873.0M | $194.7M |
| Capital ratio | 11.72% | 14.12% (stronger) |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | -0.07% (stronger) | 0.00% |
| Return on assets | 1.60% | 2.48% (stronger) |
| Loans ÷ deposits | 102.4% | 87.5% (stronger) |
| Uninsured deposits | 24.4% | 15.1% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 1 and Security National Bank of South Dakota on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.