Side-by-side · Q2 2026 data
Iowa State Bank vs Community State Bank
Metric by metric
| Measure | Iowa State Bank | Community State Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 90 (stronger) | 74 |
| Funding & liquidity | 77 (stronger) | 52 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 99th | 80th |
| Total assets | $480.5M | $1.7B |
| Deposits / shares | $392.0M | $1.3B |
| Capital ratio | 15.92% (stronger) | 11.67% |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.76% (stronger) | 1.34% |
| Loans ÷ deposits | 70.0% (stronger) | 101.2% |
| Uninsured deposits | 27.0% | 21.7% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 5.6% |
Iowa State Bank has the higher TellerScore (95 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.