Side-by-side · Q2 2026 data
Iowa State Bank vs Principal Bank
Metric by metric
| Measure | Iowa State Bank | Principal Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 21 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 90 (stronger) | 87 |
| Funding & liquidity | 77 (stronger) | 66 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 99th | 33rd |
| Total assets | $480.5M | $9.8B |
| Deposits / shares | $392.0M | $9.3B |
| Capital ratio | 15.92% (stronger) | 7.13% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.76% (stronger) | 1.68% |
| Loans ÷ deposits | 70.0% | 32.2% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 45.6% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | — |
Iowa State Bank has the higher TellerScore (95 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Principal Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.