Side-by-side · Q2 2026 data
Iowa State Bank vs Serve Credit Union
Metric by metric
| Measure | Iowa State Bank | Serve Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 90 (stronger) | 78 |
| Funding & liquidity | 77 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 99th | 86th |
| Total assets | $480.5M | $101.3M |
| Deposits / shares | $392.0M | $82.2M |
| Capital ratio | 15.92% | 18.08% (stronger) |
| Problem loans | 0.00% (stronger) | 0.81% |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.76% (stronger) | 1.44% |
| Loans ÷ deposits | 70.0% (stronger) | 87.2% |
| Uninsured deposits | 27.0% | 2.6% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 12.1% |
Iowa State Bank has the higher TellerScore (95 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and Serve Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.