Side-by-side · Q2 2026 data
Iowa State Bank vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Iowa State Bank | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 11 | 82 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 43 |
| Problem-loan coverage | 73 | 96 (stronger) |
| Peer percentile | 20th | 98th |
| Total assets | $392.9M | $2.9B |
| Deposits / shares | $339.9M | $2.1B |
| Capital ratio | 11.03% | 16.94% (stronger) |
| Problem loans | 2.66% | 0.54% (stronger) |
| Net charge-offs | -1.29% (stronger) | 0.23% |
| Return on assets | 2.38% | 2.72% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 95.8% |
| Uninsured deposits | 15.7% (stronger) | 34.0% |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 3 and Cedar Rapids Bank and Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.