Side-by-side · Q2 2026 data
Iowa State Bank vs First State Bank
Metric by metric
| Measure | Iowa State Bank | First State Bank |
|---|---|---|
| TellerScore | 61 | 79 (stronger) |
| Capital cushion | 60 (stronger) | 57 |
| Loan quality | 11 | 100 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 83 (stronger) | 67 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 20th | 63rd |
| Total assets | $392.9M | $72.5M |
| Deposits / shares | $339.9M | $61.7M |
| Capital ratio | 11.03% (stronger) | 10.71% |
| Problem loans | 2.66% | 0.00% (stronger) |
| Net charge-offs | -1.29% (stronger) | 0.00% |
| Return on assets | 2.38% (stronger) | 1.62% |
| Loans ÷ deposits | 77.0% (stronger) | 89.5% |
| Uninsured deposits | 15.7% (stronger) | 18.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 5 and First State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.