Side-by-side · Q2 2026 data
Iowa State Bank vs Farmers State Bank
Metric by metric
| Measure | Iowa State Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 62 | 77 (stronger) |
| Loan quality | 95 (stronger) | 70 |
| Earnings | 64 | 82 (stronger) |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 98 (stronger) | 90 |
| Peer percentile | 53rd | 64th |
| Total assets | $470.7M | $150.5M |
| Deposits / shares | $378.9M | $130.7M |
| Capital ratio | 11.17% | 12.70% (stronger) |
| Problem loans | 0.15% (stronger) | 0.91% |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.11% | 1.55% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 83.4% |
| Uninsured deposits | 38.3% | 23.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 2 and Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA