Side-by-side · Q2 2026 data
Iowa State Bank vs Iowa State Bank
Metric by metric
| Measure | Iowa State Bank | Iowa State Bank |
|---|---|---|
| TellerScore | 73 | 95 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 64 | 90 (stronger) |
| Funding & liquidity | 55 | 77 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 53rd | 99th |
| Total assets | $470.7M | $480.5M |
| Deposits / shares | $378.9M | $392.0M |
| Capital ratio | 11.17% | 15.92% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.11% | 1.76% (stronger) |
| Loans ÷ deposits | 79.2% | 70.0% (stronger) |
| Uninsured deposits | 38.3% | 27.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Iowa State Bank has the higher TellerScore (95 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 1 and Iowa State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.