Side-by-side · Q2 2026 data
Iowa State Bank vs NSB Bank
Metric by metric
| Measure | Iowa State Bank | NSB Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 62 (stronger) | 35 |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 64 (stronger) | 57 |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 53rd | 22nd |
| Total assets | $470.7M | $460.8M |
| Deposits / shares | $378.9M | $400.6M |
| Capital ratio | 11.17% (stronger) | 8.49% |
| Problem loans | 0.15% (stronger) | 0.32% |
| Net charge-offs | -0.00% (stronger) | 0.30% |
| Return on assets | 1.11% (stronger) | 0.92% |
| Loans ÷ deposits | 79.2% (stronger) | 82.4% |
| Uninsured deposits | 38.3% | 31.8% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 6 and NSB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.