Side-by-side · Q2 2026 data
Iowa State Bank vs Security State Bank
Metric by metric
| Measure | Iowa State Bank | Security State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 95 (stronger) | 29 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 40 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 53rd | 50th |
| Total assets | $470.7M | $109.8M |
| Deposits / shares | $378.9M | $79.7M |
| Capital ratio | 11.17% | 27.26% (stronger) |
| Problem loans | 0.15% (stronger) | 2.14% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.11% | 2.28% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 103.4% |
| Uninsured deposits | 38.3% | 29.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 4 and Security State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA