Side-by-side · Q2 2026 data
Iowa State Bank vs United Bank of Iowa
Metric by metric
| Measure | Iowa State Bank | United Bank of Iowa |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 62 (stronger) | 53 |
| Loan quality | 95 (stronger) | 91 |
| Earnings | 64 | 72 (stronger) |
| Funding & liquidity | 55 | 72 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 53rd | 70th |
| Total assets | $470.7M | $2.5B |
| Deposits / shares | $378.9M | $2.0B |
| Capital ratio | 11.17% (stronger) | 10.34% |
| Problem loans | 0.15% (stronger) | 0.26% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.11% | 1.29% (stronger) |
| Loans ÷ deposits | 79.2% (stronger) | 84.4% |
| Uninsured deposits | 38.3% | 18.2% (stronger) |
| Offices | 4 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 3 and United Bank of Iowa on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.