Side-by-side · Q2 2026 data
Iowa State Bank vs West Iowa Bank
Metric by metric
| Measure | Iowa State Bank | West Iowa Bank |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 62 | 69 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 55 | 80 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 53rd | 82nd |
| Total assets | $470.7M | $222.1M |
| Deposits / shares | $378.9M | $183.0M |
| Capital ratio | 11.17% | 11.89% (stronger) |
| Problem loans | 0.15% | 0.01% (stronger) |
| Net charge-offs | -0.00% | -0.02% (stronger) |
| Return on assets | 1.11% | 1.25% (stronger) |
| Loans ÷ deposits | 79.2% | 70.8% (stronger) |
| Uninsured deposits | 38.3% | 23.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Bank leads on 0 and West Iowa Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA