Side-by-side · Q2 2026 data
Iowa State Savings Bank vs American State Bank
Metric by metric
| Measure | Iowa State Savings Bank | American State Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 44 | 61 (stronger) |
| Loan quality | 93 | 99 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 64 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 57th | 84th |
| Total assets | $276.5M | $360.8M |
| Deposits / shares | $246.2M | $282.8M |
| Capital ratio | 9.40% | 11.11% (stronger) |
| Problem loans | 0.20% | 0.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.40% | 2.18% (stronger) |
| Loans ÷ deposits | 65.7% (stronger) | 87.1% |
| Uninsured deposits | 25.8% | 23.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.1% |
American State Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Savings Bank leads on 2 and American State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.