Side-by-side · Q2 2026 data
Iowa State Savings Bank vs PCSB Bank
Metric by metric
| Measure | Iowa State Savings Bank | PCSB Bank |
|---|---|---|
| TellerScore | 74 | 77 (stronger) |
| Capital cushion | 44 | 61 (stronger) |
| Loan quality | 93 (stronger) | 92 |
| Earnings | 76 (stronger) | 56 |
| Funding & liquidity | 83 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 57th | 68th |
| Total assets | $276.5M | $326.1M |
| Deposits / shares | $246.2M | $294.0M |
| Capital ratio | 9.40% | 11.09% (stronger) |
| Problem loans | 0.20% (stronger) | 0.25% |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.40% (stronger) | 0.91% |
| Loans ÷ deposits | 65.7% | 60.3% (stronger) |
| Uninsured deposits | 25.8% | 18.7% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
PCSB Bank has the higher TellerScore (77 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Savings Bank leads on 3 and PCSB Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Creston, IA
- Lenox, IA