Side-by-side · Q2 2026 data
Iowa State Savings Bank vs Reliance State Bank
Metric by metric
| Measure | Iowa State Savings Bank | Reliance State Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 43 |
| Capital cushion | 44 | 47 (stronger) |
| Loan quality | 93 (stronger) | 2 |
| Earnings | 76 (stronger) | 53 |
| Funding & liquidity | 83 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 64 |
| Peer percentile | 57th | 3rd |
| Total assets | $276.5M | $276.8M |
| Deposits / shares | $246.2M | $234.7M |
| Capital ratio | 9.40% | 9.72% (stronger) |
| Problem loans | 0.20% (stronger) | 2.95% |
| Net charge-offs | 0.01% (stronger) | 0.23% |
| Return on assets | 1.40% (stronger) | 0.82% |
| Loans ÷ deposits | 65.7% (stronger) | 80.4% |
| Uninsured deposits | 25.8% | 20.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
Iowa State Savings Bank has the higher TellerScore (74 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Iowa State Savings Bank leads on 5 and Reliance State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.