Side-by-side · Q2 2026 data
Ipava State Bank vs Eagle Valley Bank
Metric by metric
| Measure | Ipava State Bank | Eagle Valley Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 47 | 54 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 79 | 84 (stronger) |
| Funding & liquidity | 70 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 91 |
| Peer percentile | 53rd | 50th |
| Total assets | $221.9M | $229.6M |
| Deposits / shares | $194.3M | $203.0M |
| Capital ratio | 9.68% | 10.44% (stronger) |
| Problem loans | 0.20% (stronger) | 0.60% |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.47% | 1.60% (stronger) |
| Loans ÷ deposits | 70.4% (stronger) | 93.3% |
| Uninsured deposits | 32.5% | 8.5% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Ipava State Bank has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Ipava State Bank leads on 4 and Eagle Valley Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.