Side-by-side · Q2 2026 data
Ipava State Bank vs Farmers and Merchants State Bank of Bushnell
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | Ipava State Bank | Farmers and Merchants State Bank of Bushnell |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 47 | 55 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 79 | 88 (stronger) |
| Funding & liquidity | 70 | 91 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 53rd | 73rd |
| Total assets | $221.9M | $86.5M |
| Deposits / shares | $194.3M | $77.6M |
| Capital ratio | 9.68% | 10.49% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.47% | 1.70% (stronger) |
| Loans ÷ deposits | 70.4% | 48.1% (stronger) |
| Uninsured deposits | 32.5% | 23.5% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.8% | — |
Farmers and Merchants State Bank of Bushnell has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Ipava State Bank leads on 1 and Farmers and Merchants State Bank of Bushnell on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.