Side-by-side · Q2 2026 data
Ireland Bank vs Bankcda
Metric by metric
| Measure | Ireland Bank | Bankcda |
|---|---|---|
| TellerScore | 53 (stronger) | 52 |
| Capital cushion | 65 (stronger) | 64 |
| Loan quality | 5 | 10 (stronger) |
| Earnings | 51 | 54 (stronger) |
| Funding & liquidity | 95 (stronger) | 80 |
| Problem-loan coverage | 73 (stronger) | 72 |
| Peer percentile | 9th | 8th |
| Total assets | $355.4M | $238.9M |
| Deposits / shares | $314.1M | $210.3M |
| Capital ratio | 11.54% (stronger) | 11.45% |
| Problem loans | 2.84% | 2.70% (stronger) |
| Net charge-offs | 0.59% | -0.02% (stronger) |
| Return on assets | 0.79% | 0.84% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 67.8% |
| Uninsured deposits | 19.8% (stronger) | 25.9% |
| Offices | 12 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ireland Bank has the higher TellerScore (53 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Ireland Bank leads on 4 and Bankcda on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.