Side-by-side · Q2 2026 data
Ireland Bank vs Idaho Trust Bank
Metric by metric
| Measure | Ireland Bank | Idaho Trust Bank |
|---|---|---|
| TellerScore | 53 | 72 (stronger) |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 5 | 100 (stronger) |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 95 (stronger) | 51 |
| Problem-loan coverage | 73 | 100 (stronger) |
| Peer percentile | 9th | 50th |
| Total assets | $355.4M | $255.6M |
| Deposits / shares | $314.1M | $225.5M |
| Capital ratio | 11.54% (stronger) | 11.23% |
| Problem loans | 2.84% | 0.00% (stronger) |
| Net charge-offs | 0.59% | 0.00% (stronger) |
| Return on assets | 0.79% | 0.87% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 74.1% |
| Uninsured deposits | 19.8% (stronger) | 46.5% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Idaho Trust Bank has the higher TellerScore (72 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Ireland Bank leads on 3 and Idaho Trust Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.