Side-by-side · Q2 2026 data
Isabella Community Credit Union vs Michigan Legacy Credit Union
Credit union
Isabella Community Credit Union
MT Pleasant, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Isabella Community Credit Union | Michigan Legacy Credit Union |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 62 | 85 (stronger) |
| Earnings | 70 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 48th | 66th |
| Total assets | $222.2M | $226.8M |
| Deposits / shares | $198.8M | $198.5M |
| Capital ratio | 10.07% | 12.45% (stronger) |
| Problem loans | 1.14% | 0.46% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.68% |
| Return on assets | 1.26% (stronger) | 0.52% |
| Loans ÷ deposits | 58.3% (stronger) | 67.6% |
| Uninsured deposits | 0.7% (stronger) | 4.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.4% |
Michigan Legacy Credit Union has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Isabella Community Credit Union leads on 4 and Michigan Legacy Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.