Side-by-side · Q2 2026 data
Israel Memorial a M E Federal Credit Union vs Heard A.M.E. Federal Credit Union
Credit union
Israel Memorial a M E Federal Credit Union
Newark, New Jersey · Under $100 million in assets
Credit union
Heard A.M.E. Federal Credit Union
Roselle, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Israel Memorial a M E Federal Credit Union | Heard A.M.E. Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 0 | 0 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 67 | 68 (stronger) |
| Peer percentile | 44th | 12th |
| Total assets | $413K | $165K |
| Deposits / shares | $243K | $149K |
| Capital ratio | 41.27% (stronger) | 9.38% |
| Problem loans | 28.73% | 6.33% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 3.39% (stronger) | 1.79% |
| Loans ÷ deposits | 45.0% | 28.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Israel Memorial a M E Federal Credit Union has the higher TellerScore (72 vs 53). On the 5 directional measures above (where higher or lower is clearly better), Israel Memorial a M E Federal Credit Union leads on 3 and Heard A.M.E. Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.